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Using a credit card at gambling establishments If you're at a gambling establishment, using your credit card for non-gambling activities — such as buying drinks or meals — could also attract the cash advance fee and interest rate. So, when the charge goes through to your credit card company, it will most likely be processed as a gambling transaction or cash advance. If you're planning to use your credit card for a dinner, drinks or anything else at a venue that allows gambling, call your credit card company first and ask them if your spending would be considered a purchase or a cash advance. Alternatively, get a receipt for your spending and — if you think it is wrongly processed as a cash advance — contact your issuer and explain the transactions were not for gambling. Buying lotto tickets with a credit card At the moment, you can use a credit card to buy lotto tickets at most news agencies and other authorised outlets that accept credit card payments. The Australian Lottery and Newsagents Association ALNA has also said buying lotto tickets in-store should be excluded from any regulatory changes around credit cards and gambling. In a submission to the ABA pdfit said that lottery products pose a very low risk and are considered low harm compared to other forms of gambling. What should I think about before using a credit card for gambling? Make sure you think about these factors before using your credit card for gambling transactions: Interest rate.

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